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Many times we will see a free trial offer that looks too good to be true. If all we have to do is authorize the shipping and handling charge against our debit card for $4 or $5, this product will definitely be worth a try.

Unfortunately when authorizing our debit cards to be used for the shipping and handling charge, we agree to the terms and conditions for this product. Most of us do not take the time to read these terms and fall victim of our spare of the moment purchase. Trial offers let us know in the terms and conditions the extent of our “free trial”. Some trial offers give you a 14 or 21 day window to try out the merchandise before automatically enrolling you in a monthly subscription. Within that trial window, you must call the company to cancel your account or you will be enrolled.

Before you consider the advantage of one of these trial offers, please practice the following tips:

  • Research the company online. Look for reviews and complaints
  • Find the terms and conditions for the offer. If you can’t find them or don’t understand them, then you probably shouldn’t agree to them
  • Watch out for pre-checked boxes. If you sign up, there may be checkmarks that will give the company the green light to sign you up for a subscription.
  • Mark your calendar. As mentioned above, there is a trial offer window. Once it passes that time frame, you may be charged for the monthly subscription.
  • Look at your bank statements. This will help you to know right away if you are being charged for the monthly subscription.

If you have signed up for a free trial offer and you see other charges on your account from that company, you must contact that merchant to cancel your account. By agreeing to the terms and conditions at the time of the purchase, you will have to resolve the situation with the merchant.