If you like to take more of a DIY approach to projects, a construction loan may be ideal for you. Build your own home to make sure every nook and cranny is exactly the way you want it.

Our loans feature interest-only payments during the construction phase and always come with competitive rates to keep your home budget intact. Start the application process today!

Details
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  • Local decision-making and processing here in the Cumberland Plateau
  • Detailed, friendly service throughout the process