Kasasa is a whole new approach to banking. Get free checking and earn massive interest, with ATM fee refunds nationwide so your money is always accessible, even when you're away from home.
Enjoy unlimited checking privileges, online banking, and more with no minimum balance requirements. The rewards are so easy to earn, you're probably already doing it!
- 2.00% APY* on balances up to $15,000
- 0.25% APY* on amount of balance over $15,000
- 0.10% APY* on entire balance when qualifications are not met
- Nationwide ATM fee refunds (less than $5 per transaction)**
- Unlimited check writing and debit card use
- No monthly service charge
- No minimum balance to earn rewards
- Easy access to funds via ProMony debit card
- Free online banking with bill pay
- Free eStatements
- FDIC insured
- $50 deposit to open
In order to receive the higher rate and ATM fee refunds, simply do the following each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Receive free, paperless eStatements
- Access online banking at least once
There's never a service fee, even if you don't qualify. You'll still receive our base rate of return, and you can get the higher rate back the very next time you qualify!
*Minimum to open account is $50. Annual Percentage Yield (APY) accurate as of 2/28/2013. Rates may change after the account is opened. If qualifications are met during the monthly qualification cycle: (1) balances up to $15,000 receive APY of 2.00% and (2) balances over $15,000 earn 0.25% APY on portion of balance over $15,000, resulting in 2.00%-0.48% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifications: 10 posted and settled debit card purchases, receive electronic statements, and access online banking once per monthly qualification cycle. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Intra-bank transfers and ATM withdrawals do not count as qualifying transactions. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $4.99 per individual transaction and credited to account on the last day of the monthly statement cycle if qualifications are met during the monthly qualification cycle. If reimbursement is believed to not be the correct amount, the ATM receipt must be presented within 60 days after the statement cycle for full reimbursement up to $4.99 per individual transaction. Consumer accounts only. Limit one account per SSN. An ACH direct deposit is required as a condition of opening the account.